Rates & Insurance Information
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In-Network Insurance
UMR Top Tier Coverage for Mount Sinai Employees & Dependents
I am currently only in-network with UMR Top Tier for Mount Sinai employees and their dependents. The co-pay for UMR health insurance therapy services is $0, ensuring accessible mental health services for Sinai employees. If you are wondering, "Does UMR insurance cover therapy?", the answer is yes you will have no out-of-pocket costs, as long as you are a Mount Sinai employee or dependent covered under the UMR plan.
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Out-of-Network Benefits
Understanding Your Options Beyond In-Network Coverage
Navigating insurance can be confusing and varies depending on your insurance carrier. Here are steps to help you understand your out-of-network benefits:
1. Locate contact information for your insurance company (usually found on the back of your insurance card) & ask to speak with a representative about your mental health benefits.
2. Inquire about out-of-network coverage for psychotherapy services. Find out what portion of the costs they will cover for a 45-minute psychotherapy session (CPT code 90834), what deductible or copayment amounts may apply, and if there are any limitations on the reimbursement.
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Out-of-Pocket Rates
Flexible Payment Options to Eliminate Barriers to Care
For those without UMR health insurance coverage or who prefer to pay out-of-pocket, sessions range from $200-$250 per session, depending on the length. To make mental health care more accessible, I offer a limited number of sliding scale slots to ensure affordability for those in need. Please email me to inquire about availability.
